(905) 415-1636

Schmutz v. Schmutz, 2026 ONSC 2024

Facts

The Applicant Wife and the Respondent (in her capacity as Estate Trustee of the Estate of the husband), were involved in a dispute arising from the breakdown of the Applicant’s 40-year marriage to the deceased. 

The Applicant and deceased began cohabiting in 1977 and married in 1980. During the marriage, the Applicant was the primary income earner and deposited her employment and retirement income into the parties’ joint bank account. Those funds were used to pay most household expenses, including utilities associated with the Black Walnut property (a property which only the deceased had title). The Applicant’s father also loaned the deceased over $227,000 to construct a building on the property without receiving interest payments. 

In 2017, their relationship began to deteriorate. The parties started living separately while trying to reconcile with the deceased living at the Black Walnut property. The parties then separated in December 2020 after approximately 40 years of marriage. 

The Applicant commenced a family law application in July 2022 seeking, among other relief, a declaration that she held an interest in the Black Walnut property. 

Before the matter was resolved, the deceased unexpectedly died in March 2023. The Applicant elected to receive an equalization of net family property under the Family Law Act rather than inherit under the deceased’s will. The equalization issues were later resolved by consent, and the Respondent paid the Applicant an equalization payment of $34,116.92. The only issue remaining for trial was the Applicant’s unjust enrichment claim.

Issue

Can the Applicant recover an additional monetary award for unjust enrichment based on a joint family venture after already receiving an equalization of net family property under the Family Law Act?

Analysis

The Court held that the Applicant’s claim could not succeed because the parties’ financial relationship was governed by the terms of equalization established under the Family Law Act

The Court acknowledged that unjust enrichment claims remain available to married spouses in exceptional circumstances. However, those circumstances generally arise where the equalization process fails to account for the true economic partnership between the parties. The Court distinguished decisions such as Mullin v. Sherlock, where a lengthy period of pre-marital cohabitation meant that significant wealth accumulated before the marriage and would thus not be captured by equalization. In this case, no comparable circumstances existed. 

The main reason as to why the Applicant’s claim fails is that there is a lack of juristic reason. The Family Law Act itself constituted a juristic reason for any enrichment retained by the deceased’s estate. Equalization reflects the Legislature’s policy that marriage is an equal economic partnership and that the increase in the parties’ wealth between the date of marriage and the date of separation is to be divided through the net family property calculation, subject only to the exceptions contained within the Act. 

Although the Applicant argued that the parties had participated in a joint family venture, the Court held that even if such a venture existed, the Family Law Act already provided the statutory mechanism for addressing the parties’ economic partnership through equalization. As a result, the existence of a joint family venture did not displace the juristic reason created by the Act.

The Court further noted that the Black Walnut property had already been included in the net family property calculation as the deceased’s asset. Had the Applicant’s asserted ownership interest been recognized before equalization, the equalization calculation itself would have been different and could have reduced or eliminated the payment owed to the Applicant. Allowing the Applicant to recover an additional share of the property’s post-separation appreciation after equalization would effectively permit a second recovery outside the statutory framework and undermine the purpose of the Family Law Act.

Conclusion

The Court dismissed the Applicant’s unjust enrichment claim. It held that the Family Law Act fully governed the parties’ economic relationship and provided a juristic reason for any benefit retained by the Respondent. Because no exceptional circumstances justified departing from the statutory framework, the Applicant was not entitled to recover an additional $97,106 representing one-half of the Black Walnut property’s post-separation increase in value.

Attention Legal Counsel: Professional Mediation Services 

When your clients have reached an impasse in settlement discussions, Andrew Feldstein offers third-party mediation services specifically designed for cases where both parties have independent legal representation. 

Why lawyers refer cases to Andrew: 

  • 30+ years family law litigation experience providing courtroom-informed reality testing 
  • Expertise in complex financial matters including business valuations and professional corporations 
  • Efficient, structured process that respects counsel’s time and maintains client relationships 
  • Flexible scheduling including virtual mediation and travel to counsel offices 

Cases we handle: Negotiation stalemates, complex asset division, support calculation disputes, parenting arrangements, multi-jurisdictional matters, and post-separation modifications. 

Refer your next mediation: Call Andrew directly at 905-415-1635 ext. 255 or email info@separation.ca. Virtual and in-person sessions available throughout the GTA. 

Categories: Divorce, Separation, Equalization, Unjust Enrichment. 

More From the Feldstein Blog

Ontario Family Law, Translated

The statute is dense. The stakes are personal. These articles unpack the parts clients ask about most.

Divorce

Hidden Cash Income in an Ontario Divorce

When one spouse earns cash, determining their true income after separation may be difficult. Cash payments do not always appear on a pay cheque, bank statement, or income ... Read more

July 27, 2026 · 5 min read

Case Blog

Riemersma v. Riemersma

Facts  The Applicant wife and Respondent husband were married in 2002 and separated in  November of 2025 after a lengthy marriage. They jointly owned the matrimonial home  located ... Read more

July 24, 2026 · 5 min read

Feldstein Family Law Group, P.C.

The Law Is Complex.
The First Step Isn't.

Free, confidential consultation with an experienced Ontario family law lawyer. One call can change everything.

Markham · Oakville · Mississauga · Vaughan

Call (905) 415-1636

Responses within one business day — often the same day.

Our Offices

Serving Families Across Ontario & the Greater Toronto Area

Four Feldstein Family Law Group offices across the GTA — close to where our clients live, work, and raise their families.

Markham

20 Crown Steel Dr Suite 8
Markham, ON L3R 9X9, Canada

Map & Directions

Mississauga

3464 Semenyk Ct Suite 213
Mississauga, ON L5C 4P8, Canada

Map & Directions

Vaughan

3865 Major MacKenzie Dr W Suite 107
Vaughan, ON L4H 4P4, Canada

Map & Directions

Oakville

209 Speers Rd Suite 5
Oakville, ON L6K 0H5, Canada

Map & Directions

Communities We Serve

Feldstein Family Law Group represents clients across the Greater Toronto Area — including Toronto, Markham, Oakville, Mississauga, Vaughan, Richmond Hill, Thornhill, Unionville, Stouffville, Aurora, Newmarket, Brampton, Etobicoke, North York, Scarborough, Burlington, Milton, Georgetown, Woodbridge, Maple, King City, and the surrounding communities of York Region, Peel Region, Halton Region, and Durham Region.