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How to Reduce the Financial Costs of Divorce

Obtaining a divorce can be incredibly costly for both parties. This is
especially so if every issue is contested, and the parties cannot agree
on anything. In situations such as this the parties will be required to
attend court so that a judge may make a final order respecting divorce,
division of property, custody and access and support (both spousal and child).

The parties will have to pay for any and all work done on their files by
counsel (if they choose to obtain counsel) including any meetings, or
court appearances that will have to take place.

An additional problem that may increase the cost of obtaining a divorce
and settling all corollary issues is the fact that within the legal system
there are always unforeseen or unexpected delays as the courts are backed-up
and counsel are extremely busy which makes scheduling meetings or case
conferences difficult.

Furthermore, opposing parties may be resentful and as a result intentionally
fail to disclose important documents or show up for appearances thus creating
more delays and increasing the costs of settling the issues.

Therefore you should read the following and bear these suggestions in mind
when deciding the best and most cost-effective way to either divorce or
separate from your spouse.

The most efficient ways to reduce the financial costs of divorce would
be to retain a lawyer, ensure that you provide full and frank disclosure
and settle all issues through a separation agreement as opposed to litigation.
Although retaining a lawyer and paying the fees associated therewith may
seem expensive and cost inefficient, you should be aware of the fact that
separation agreements drafted by lawyers will take into consideration
the rights and interests of both spouses and their children and ensure
that the fairest settlement is reached. Moreover, the agreements will
be drafted in compliance with the relevant statutes and consequently will
most likely be enforceable in court and usually deferred to by judges.
Therefore, the potential for future litigation, which will require retaining
lawyers, preparing and drafting additional documents and attending court
is greatly reduced if not eliminated.

If you are seeking to reduce the financial costs of divorce, then we suggest
taking the following steps:

  • Sit down with your spouse, if you are amicable and able to cooperate, and
    try to work together to negotiate an initial agreement. If possible you
    should attempt to agree on and finalize any arrangements regarding your
    children, such as custody, access and support. As parents you are in the
    best possible position to identify and implement arrangements that would
    be in their best interests.
  • Next, you should contact a lawyer and provide him or her with any and all
    full and relevant disclosure thus ensuring the proper exchange of information.
    Your lawyer will be able to make all determinations properly and accurately
    which will have the effect of finalizing your matter more quickly which
    will consequently reduce the financial costs of divorce.
  • If you and your spouse were able to negotiate on the matters in issue directly,
    then all that is required is that either your lawyer, or your spouse’s
    lawyer, incorporates those agreements into a valid written contract that
    complies with the relevant statutory provisions. You should be aware of
    the fact that drafting your own separation agreement and then bringing
    it to a lawyer to simply witness is not as effective. There will always
    be loopholes or considerations that you may overlook and which, in the
    long term, may be detrimental. The same reasoning applies to divorce kits
    which can be purchased in retail stores and that claim to be “just
    as good as retaining a lawyer”.
  • You may also choose to hire a parenting coordinator to help with any future
    scheduling issues that may arise or increased expenses that were not anticipated.
    Incorporate the involvement of the parenting coordinator into the agreement
    so that if any variations need to be made, he or she may help you finalize
    a new agreement through either mediation or arbitration. This process
    is both cost and time efficient in comparison to going to court. Parenting
    coordinators may be either psychologists, psychiatrists or social workers
    and you should ensure that the individual selected by both you and your
    spouse has completed all the requisite training for mediation and arbitration.

Essentially, avoiding court and coming to an agreement quickly and independently
are the two most effective ways to reduce the financial costs of divorce.
Once you and your spouse have discussed and decided to separate, and the
nature of your situation allows for it, then you should sit down and reasonably
attempt to come to an agreement.

The importance of complete honestly and full disclosure must be emphasized.
Complying with such is the only way to ensure the equal and proper division
of assets as well as the adequate support of both children and spouses.
Withholding crucial and relevant information or misleading the other side
would only be detrimental and it could potentially result in:

  • setting aside the agreement, or
  • costly litigation

Therefore, deciding to separate and/or divorce amicably would greatly reduce
the financial costs of divorce and, intuitively, it seems as through the
mental and emotional costs would be reduced as well. Both spouses and
children would not be forced to endure through long and oft-times bitter
battles which can strain relations and traumatize children.

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